New and Used Auto Loans

New and used auto loans

Remove the stress from vehicle financing

The vehicle buying process should be more exciting than stressful. Novation Auto Loans are designed to remove the stress from the financing part of the equation. We offer 60-day pre-approval on auto loans as well as refinancing on existing auto loans.

Why choose us?

Novation Auto Loan Features

60-Day Pre-Approval

Head to the dealer with confidence, knowing how much you can borrow and the rate for which you qualify, with a 60-day pre-approval from Novation.

Loan Refinancing

You may be able to save on an existing auto loan by refinancing with Novation. Fees are limited and you can potentially save big with a lower rate.

Flexible terms

Low rates with no prepayment penalties

Guaranteed Asset Protection (GAP) option

Mechanical Repair Coverage (MRC) option

Exceptional member service

Get started

Apply Online or Check Rates

Apply for a Loan

Apply for a New or Used
Auto Loan online, 24/7

Call to Learn More

Contact a Novation Representative today to learn more about our New and Used Auto Loans.

Current Rates

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New and Used Auto Loans

Resources

Vehicle Financing Calculators

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Rates effective March 4, 2024 and subject to change without notice.

*APR = Annual Percentage Rate. Rates vary and are determined by credit history, age of collateral and length of the loan. Maximum term may vary on vehicle model year and mileage. Payment on a $20,000, 36-month auto loan at 5.85% APR is $607.12 per month. Rate does not apply to refinancing an existing Novation auto loan.