Mortgages and realty services
Achieving your home goals
Buying or refinancing a home is a major decision. Whether you are a first time homebuyer, upgrading your home, or looking to refinance, our experienced mortgage team will guide you through the process and ensure a solution right for your specific needs and budget.
Why Choose us?
Novation mortgage loan features
We offer a variety of mortgages, including:
- Fixed-Rate Mortgages
- FHA Mortgages
- Adjustable Rate Mortgages (ARMs)
We also offer a First Time Homebuyer credit and a partnership with select RE/MAX Results realtors in the Twin Cities area.
Regardless of the type of mortgage loan, you can expect fast approvals, great rates, low closing costs, and the same exceptional service.
Great rates and low closing costs
Fast approvals
First Time Homebuyer credit available
Exceptional member service
Featured team member
Shahla Tipp,
Mortgage Specialist
Shahla has over 30 years experience in both the mortgage and credit union industries, allowing her to fully support members with all aspects of home buying.
She enjoys getting to know and forming relationships with members throughout the process.
“Members find it comforting to deal with someone who is responsive and knowledgeable and can help them guide through the complex process of buying or refinancing their biggest investment.”
Overview
Compare Mortgage Loan Rates
Fixed Rate Mortgage
The rate stays the same over the term of the loan, with terms ranging from 10-30 years. Fixed rate mortgages may be the best option if you plan to stay in the home for at least ten years.
Fixed rate for the entire term of the loan
10, 15, 20, and 30-year terms available
Best for those planning to stay in the home for 10+ years
Adjustable Rate Mortgages (ARMs)
We are currently offering a 5/1 ARM, with the first five years at a fixed rate followed by annual adjustments.
Ideal for those looking to pay a lower rate for a shorter period while remaining in the house
ARMs feature a variable rate over the term of the loan, starting with a lower fixed rate for three to seven years
Jumbo Mortgage
Loans for mortgages of $647,200 or more.
Fixed rate for the term of the loan
For those looking to borrow $647,200 or more
Get started
Apply for a Mortgage or Learn More
Mortgage Application
Start a new Mortgage application, or edit an existing application
Call the Mortgage Team
Talk to a team member to learn more about the home buying process.
Shahla Tipp — Ext 133
Current Rates
Compare all current rates for
Mortgage Loans, including
Fixed-Rate, ARMs, and FHAs
Resources
Home Buying and Mortgage Calculators
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HOME MORTGAGE DISCLOSURE ACT (HMDA)
The Home Mortgage Disclosure Act (HMDA) data about our residential mortgage lending is available for review. The data shows geographic distribution of applications and loans; ethnicity, race, gender and income of applicants and borrowers; and information about loan approvals and denials. Inquire at our office regarding the locations where HMDA data may be inspected.